How to Earn Chase Ultimate Rewards Points Through Online Shopping

Posted By Trav

Start shopping online and never deal with those pesky store monkeys again!

This is part #2 in the Ultimate Guide to Ultimate Rewards Series.  Other posts include:
#1- How to Earn Chase Ultimate Rewards Points Through Credit Card Signups
#3- How to Combine Chase Ultimate Rewards Points Between Accounts (with video)

#4- How to Transfer Chase Ultimate Rewards Points to Travel Partners (with video)

It’s no secret that earning Chase Ultimate Rewards points through credit card signups is the quickest way to amass tons of points but does that mean that after you earn your signup bonus you’re done earning UR points?


If that was the case, then I probably wouldn’t be writing this post, right?

In fact, there are a few other ways to earn large amounts of UR points AFTER you get your credit card sign up bonus.  Today, I’m going to teach you about the most under appreciated and overlooked way to earn Chase UR points.

In fact, I’m continually stunned that 90% of people fail use this method that I use to earn TENS OF THOUSANDS of Ultimate Rewards points every year.  Yes, TENS OF THOUSANDS! 

That’s like getting a free roundtrip ticket to Europe every year!

Ready for it?


Before you think “I don’t know how to do that” or “eh, that’s too hard and complicated” and close this window, hear me out for one minute.

Truth:  I ABSOLUTELY HATE SHOPPING (my wife enjoys it enough for the both of us).

As much as I love frequent flyer miles, I hate shopping equally as much (want proof?  I’m currently wearing my high school’s tennis t-shirt that I got as a senior…12 years ago!)

If this was hard or difficult in the slightest way, I wouldn’t do it.

So if I do it, you know it must be a cinch!

And, it gets even better.  To make things even easier for you, I’ve created a video (only 3 minutes) to show you EXACTLY how to use the best online shopping portal of them all, the Chase Ultimate Rewards Mall!

How the Online Shopping Portal Works

No pushing around a too-full cart when shopping online!

Every time you shop through the Chase Ultimate Rewards mall, you’ll be earning Chase UR points.  The reason this can be so lucrative is because many merchants will offer bonuses (sometimes really big ones) for you to shop at their store if you route through the Ultimate Rewards Mall first.

Let’s look at J. Crew (Heather’s favorite store) as an example:

If you go directly to J. Crew’s website, either through Google or by typing in jcrew.com, you’ll only receive 1 Chase UR point if you use a Chase credit card (such as the Chase Sapphire Preferred orInk Plus), exactly the same way you would if you went to the store.

However, if you take the 2 minutes or less to sign in to the Chase Ultimate Rewards Mall and THEN redirect to J. Crew’s website (which is exactly the same one you would have went to if you went to it directly), they will offer you bonus UR points for each dollar you spend.  Currently, the bonus is 5x at J. Crew.

So, in addition to the regular 1 UR points you’ll get for using your Chase credit card for shopping, you’ll get an ADDITIONAL 5 UR points for every $1 you spend.

It doesn’t take a rocket scientist to understand that by routing through the Chase Ultimate Rewards mall, that $200 you spend will earn you 1,200 UR points instead of a measly 200.  And it only takes an extra 2 minutes (max) to sign in to the UR Mall and then redirect to your favorite store!

1,000 points for 2 minutes?  If you’re time is that valuable, what are you doing wasting time reading my blog!

I could give you example after example of times I’ve used the Ultimate Rewards Mall to score big points, but I’ll just leave you with the one that got me to go all-in on using shopping portals (a decision that has earned me tens of thousands of points).

A Personal Example (or How the Chase Ultimate Rewards Mall Gave Me a Very Merry Christmas)

Rewind to pre-Christmas, 2011.  My siblings and I wanted to get my parents something special and so my sister suggested a hot air balloon ride.  We all thought that was great, so she started searching around and found one on Groupon for $300.

Luckily, I had just gotten an email about Groupon offering 30x Chase UR points for every $1 spent.  I checked it twice to make sure I read it correctly.

Yep, 30 Chase UR points for every $1!  Un freaking believable!

I called my sister immediately (not an easy thing to do when your in Australia and she’s in America) and walked her through exactly how to purchase the balloon ride through the Chase UR mall (luckily for you, I’ve created a video that will explain it much quicker)!


Just like that, I was 9,000 Chase points richer!

From that day, I was a convert, and I haven’t looked back since!

I’ve never lead you astray before, have I?  Take 3 minutes, check out the video, and start watching those UR points pour in in droves!

Additional Resources

If you’re gung-ho about online shopping (and you should be!), check out my partner post, which also has a 3 minute video.

It explains how to use Evreward, an awesome website that shows you which online shopping portal gives you the best deal for every store you can think of!  It’s not always the Chase Ultimate Rewards Mall, so learn to use this tool!

Get out of the Stone Age and Start Using Shopping Portals (with an Evreward Video Tutorial)

If you’re somehow not convinced yet and want to read another writeup I’ve done of the Chase Ultimate Rewards Mall, check out one my most famous posts to date:

The Champ Is Here: Introducing the Chase Ultimate Rewards Mall

Of course, if you have any questions I don’t answer here, feel free to leave a comment below or email me directly.

Final Word(s)

If you’re serious about earning Chase Ultimate Rewards points, don’t rely solely on signup bonuses.  If you aren’t using the Chase Ultimate Rewards Mall for buying products, especially large ticket items like a computer, tv, etc. than you are leaving THOUSANDS of points on the table.

Even if you’re a complete newbie to online shopping, I implore you to give it a shot.  Try buying one item and see how it goes.  At the very least, you won’t have to drive to the store, and you’ll be earning extra points for sitting on your butt!

What are you feelings on online shopping?  If you’re a convert, share the reasons why.  Did you have an “A-HA” moment like I did with the hot air balloon ride?  If you haven’t committed yet, what reservations do you have?  Share, share, share below folks!

(photos courtesy of z the lego man, Jemppu M, v&a steamworks)


  1. Nancy says:

    Looks like your link to #1 post about Chase Rewards isn’t working.

    1. Trav says:

      @Nancy- Thanks for the heads up. It should be working now. Had a few issues with moving some of the old content and merging it with the new.

  2. These are really good tips. I just purchases a one way ticket from Canada to Asia for next year using points. I’m often looking for online shopping deals, such as 10X points before I make a purchase. I was able to score a lot recently when I bought a Dell computer for my parents using a points promotion.

    1. Trav says:

      @Nomadic Samuel- Yeah, the online shopping portals can really help you rack up points in a hurry, especially if you get in on some of the big ones, which usually come around during the holiday season! What airline are you flying from Canada to Asia?

  3. Julie says:

    I have noticed that the transaction won’t qualify for the points if an outside coupon is used. To be honest, for many of the retailers that I shop at, using the outside coupon gives me multiple percentages more in cash discounts than I would get in points. I am new to travel rewards, but it seems like one would rather pay $10 less than get $5 in points. Your hot air balloon example would be an exception to what I have found.

    1. Trav says:

      @Julie- Really? Hmmm. I guess when that happens, you’re right, you just have to figure out what you value the most. One benefit though of using a shopping portal is that you earn miles, and this keeps your account active. So if you have miles that are going to expire, and you have no other easy way of having activity, using a shopping portal will count as “activity” on your account and keep it active.

  4. You actually make it appear so easy together with your presentation however I to find this
    topic to be really one thing that I believe I would by no
    means understand. It kind of feels too complicated and
    extremely large for me. I’m looking forward on your next put up, I
    will attempt to get the grasp of it!

    1. Trav says:

      It can be complicated and overwhelming, especially at first. Feel free to check out our Frequent Flyer Bootcamp, which gives you guided instruction on all things regarding reward travel!

  5. Zuzana says:

    Good article, I only wish it really work on the quirky deals. Like the 25% of Brahmin in Dillards that you can never find online. Or the $2000 airline ticket that chase does not allow you to purchase for the same day. Overall the mall is great for regular items without extra coupons.

    1. Trav says:

      @Zuzana- Yeah, it’s not perfect, but overall, it’s a great thing to use, especially for big purchases!

  6. Tom says:

    Hello, do you know if you have to pay with your chase card or can i use gift cards or other cards on the final site?

    1. Trav says:

      @Tom – You do not have to pay with your Chase card. I usually do anyway, just to be safe, but plenty of reports of people getting points without using a Chase card.

Leave a Reply

Your email address will not be published. Required fields are marked *

Join Our Community of Over 8,000 Travelers

Enter your email address below and get my free 20 Travel Hacking Strategies guide, completely FREE! You'll also be kept in the loop every time a great travel pops up so you'll never miss a deal again (like the $300 tickets to South Africa I just scored)!

An App That Sends You the Cheapest FlightsDownload Jetto Now!
+ +